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While all policies don’t provide the same type of cover, and the cover depends on how much you pay for your premium and also the type of cover you take, some items in your home can be covered for accidental damage.
Should you accidentally burst a pipe and water damages your possessions, then to an extent you could be covered for the damage. In some cases the contents of your freezer will be covered should this be damaged due to an accident or the contents damaged due even a long power cut.
Accidental damage that occurs to TV screens, computer screens and similar items could also be covered by your policy.
If your policy doesn’t include accidental cover or is very limited then it could be well worth thinking about taking out extra accidental damage cover. Always read the small print of a policy and never take for granted that something will be covered for accidental damage.
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